Fast financial help with a low-cost alternative to payday loans.
When you are facing tough financial circumstances, your relationship with Blue helps you avoid predatory lenders. We’re here for our members, and have your best financial interests at heart. Our Smart Loan is a great alternative to a payday loan for those situations where you simply need help out of a jam quickly.
Features
Between $200 - $1,000
Borrow up to 30% of your gross monthly income with a Smart Loan.
Low Credit Flexibility
Even if you have low credit, we might be able help with this product.
Low Application Fee
A small $20 application fee is due at the time of the application.
Compare Accounts |
Personal Loans |
Smart Loans |
|---|---|---|
| Product Summary | Fixed, low-rate unsecured loan of up to $30,000 with loan terms up to 72 months. | Alternative to a payday loan that allows you to quickly borrow between $200 - $1,000 based on your gross monthly income. |
| No Fees | • | |
| Debt Protection | • | |
| Money Deposited Right Away | • | • |
| Low Credit Flexibility | • | |
| Application Fee | • | |
| Longer Term | • | |
| Lower Rates | • |
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Ready to Make the Switch
We’d love to have you as part of the Blue family! Join online today so you can start experiencing the benefits of Blue.