Help them fly with free youth checking.
Our youngest members are the future of your credit union. Teach them financial responsibility while helping to guide their spending habits with uAccount Youth Checking. This account is designed specificially for members 23 years and younger.
Features
As Simple as it Gets
No fees. No minimum balance requirements. We keep it simple so your child can learn the responsibility of owning an account.
For Members 23 and Younger
uAccount Youth Checking is for members who are 23 years old and younger. Once they pass age 23, their account will be automatically converted to our Basic Checking.
Free Debit Card
All checking accounts come with a debit card, equipped with the worldwide power and security of MasterCard.
Track Spending Activity
You and your child can connect a uAccount Checking to our CardNav mobile app so you can track spending activity and temporarily shut down their debit card if it gets lost or stolen.
Smart Cents
Connect Smart Cents to a uAccount and we’ll automatically round up every purchase to the nearest dollar and deposit it into your child’s Accelerated Savings.
Compare Accounts |
uAccount Youth Checking |
Extreme Checking |
Basic Checking |
Earn 5 Checking |
|---|---|---|---|---|
| Product Summary | Simple, free checking for anyone 23 years old or younger. | Free checking account that lets you earn between 2.00 - 4.00% APY* with certain criteria. | Simple, free checking with absolutely no account requirements. | Earn 5 cents for every debit card purchase, up to $25/month. |
| No Opening Balance Needed | • | • | • | • |
| No Min. Balance | • | • | • | • |
| Online/Mobile Banking | • | • | • | • |
| Free Online Bill Pay | • | • | • | • |
| CardNav Mobile Alerts | • | • | • | • |
| 30,000+ Free ATMs | • | • | • | • |
| 5,000 Nationwide Branches | • | • | • | • |
| Overdraft Protection | • | • | • | |
| Cleared Checks Archived Online | • | • | • | |
| Rewards for Life Point | • | • | • | • |
Ready to Make the Switch
We’d love to have your family part of our ours! Open your child’s account at 1-800-368-9328 or at a branch to start experiencing the benefits of banking with the very best.