Earn while you spend.
Our rates are some of the best you can find, but we also reward our members who frequently use their debit card. With Earn 5 Checking, you’ll get 5 cents for each transaction you make using your debit card so you can earn up to $25 every month. 1 Those nickels can really add up!
Features
No Fees & No Minimum Balance
We keep things simple with no monthly account fee and no minimum balance required to earn your nickels.
Earn on Every Purchase
You will earn 5 cents on each debit card purchase after the first five (excludes ATM transactions). Earn up to $25/month!
Mobile Check Deposit
Easily deposit checks with your smart phone. New members can start depositing right away without any waiting period.
Nationwide Branch Access
Get convenient account access at over 5,000 shared branches across the country.
Free ATM Withdrawals
Take advantage of free withdrawals at over 30,000 partner ATMs.
Rewards for Life
This account and your balances can get you more Rewards for Life points, helping you earn more and spend less across all Blue products.
Earn 5 Criteria
If you meet these 3 easy criteria, you’ll start earning your nickel for every debit card swipe!
Minimum 6 Transactions
After the first 5 debit card point of sale transactions, you’ll start earning your nickel on every transaction going forward, up to a limit of $25 in earnings per month.
eStatements
You must be enrolled in eStatements with a valid email address.
Automatic Debit or Credit
You’ll need at least one automatic debit or credit (such as direct deposit) enabled on your account.
Bank While on the Go
All the access you will need for your Earn 5 Checking account will be available to you while you are out on the trail.
Free ATM Withdrawal
Get free withdrawals any time you need them at over 30,000 network ATMs.
Mobile Check Deposit
Deposit checks right from your phone for free.
Convenient Online Banking, 24/7
Blue’s powerful online banking software lets you perform all the major account functions you need from the convenience of your computer. Learn more.
- Transfer Money
- Pay Bills Online
- View Estatements
- Reorder Checks
- Change Your Password
- Quicken Support
Compare Accounts |
Earn 5 Checking |
Extreme Checking |
Basic Checking |
uAccount Youth Checking |
|---|---|---|---|---|
| Product Summary | Earn 5 cents for every debit card purchase, up to $25/month. | Free checking account that lets you earn between 2.00 - 4.00% APY* with certain criteria. | Simple, free checking with absolutely no account requirements. | Simple, free checking for anyone 23 years old or younger. |
| No Opening Balance Needed | • | • | • | • |
| No Min. Balance | • | • | • | • |
| Online/Mobile Banking | • | • | • | • |
| Free Online Bill Pay | • | • | • | • |
| CardNav Mobile Alerts | • | • | • | • |
| 30,000+ Free ATMs | • | • | • | • |
| 5,000 Nationwide Branches | • | • | • | • |
| Overdraft Protection | • | • | • | |
| Cleared Checks Archived Online | • | • | • | |
| Rewards for Life Point | • | • | • | • |
Ready to Make the Switch
We’d love to have you part of the Blue family! Join online today so you can start experiencing the benefits of banking with the very best.