Cash in on your home’s value
You’ve worked hard to build equity in your home, so why not take advantage of it? Our Fixed Rate 2nd Mortgage product offers low, rates starting at 4.74% APR** and freedom to a choose a term length that works with your monthly budget. This is our lowest home equity loan rate available!
Features
Low, Fixed Rate
Fixed rates start at 4.74% APR** and never changes throughout the life of your loan.
Immediate Access to Funds
We’ll deposit a lump sum directly into your Blue account. You’ll have access to the full amount of your funds after you’re approved.
Flexible Term Lengths
Choose a loan term for 72, 120 or 240 months. The longer your term, the less you will likely pay each month.
Loan-to-Value (LTV) Ratio
We offer up to 100% loan-to-value on this product.
Available for Most Homes
Fixed Rate 2nd Mortgages are available on owner-occupied homes, rental properties and vacation properties.
Rewards for Life
This loan (and balance!) can give you another point in Blue's Rewards for Life program, so you can earn more and spend less across Blue products.
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Ready to Make the Switch
We’d love to have you as part of the Blue family! Join online today so you can start experiencing the benefits of Blue.