Unbelievably low rates. Unbelievably simple cards.
Looking for the lowest possible rate you can find? Take a look at our Low Variable Credit Card. Or, if you’re looking for a card with a low, stable rate that doesn’t ever change, our Non Variable Credit Card has you covered. Both cards are perfect if you plan to pay off big purchases over time and can also help improve your credit score.
Features
Extremely low rates
These credit cards have rates as low as 9.50% APR** - one of the lowest you’ll find in banking.
No Fees!
No annual fees, cash advance fees, over-the-limit fees, or balance transfer fees. Seriously - no fees!
Rewards for Life
A Blue credit card can get you another point in Blue's Rewards for Life program, so you can earn more and spend less across Blue products.
Same Rate on All Transactions
You won’t find this at most banks! Pay the same rate on a cash advance as on a regular purchase.
Low Minimum Monthly Payment
You’ll only pay 2% of your statement balance or $20 per month, whichever is greater.
Debt Protection
If you experience certain unexpected life events, adding debt protection to your loan may help you avoid further financial hardship.
MasterCard Security
Your Rewards Card is backed by the security of MasterCard’s Zero Liability† so you won’t be held liable for unauthorized purchases.
Get Your Card Fast
Once you are approved, you’ll have your new Rewards Card within days.
Compare Accounts |
Low and Non Variable Credit Cards |
Personal Rewards Credit Card |
|---|---|---|
| Product Summary | This is the product summary of the product. Highlight the most important things here. | Earn rewards points on all purchases, redeemable for cashback, travel, merchandise, and gift cards. |
| No Fees | • | • |
| Debt Protection | • | • |
| Same Rate on All Payments - Including Cash Transfers | • | • |
| MasterCard Security | • | • |
| Low Minimum Payments | • | • |
| Earn Points | • | • |
| Improves Rewards for Life Score | • | • |
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Ready to Make the Switch
We’d love to have you as part of the Blue family! Join online today so you can start experiencing the benefits of Blue.